Sberbank has launched a loan product, the purpose of which is to purchase and install equipment to ensure the uninterrupted operation of the business energy system as part of the state program “Affordable loans 5-7-9%”. Thanks to this, residents of Ukraine can buy batteries, wind generators, solar panels, generators, electric storage, biofuels at a rate of 0% for any supplier.
— The program will be in effect as long as the business has a request for this product in the conditions of instability of the energy system. - told Natalya Butkova-Vitvitskaya, member of the board of Sberbank.
Who is it primarily intended for? Can ordinary citizens who, for example, do not have their own business take advantage of it?
— The loan is designed for business clients. It can be obtained by both existing customers of Sberbank, and new ones, sole proprietors or legal entities. Types of activity: trade, production, services. Priorities are given to customers from areas with a high risk of damage to the energy infrastructure. Decisions are made quickly to meet the urgent needs of our clients. There is a condition for the duration of the business - at least 12 months.
- What is the maximum loan amount?
— We work with clients on credit programs and provide loans for the purchase/modernization of business energy supply facilities in the amount of UAH 60 million.
— Tell me, please, what is the mechanism of action to take part in the program? What documents are needed for this?
– The client can consult in the branch with a manager for working with micro, small and medium-sized businesses. You can also call the business line at: 0 800 219 800. To obtain a loan, you need to submit the appropriate package of documents to the bank. List of documents on equipment: equipment/equipment purchase and sale agreement, invoice and specification. The list of documents for the borrower: an application for participation in the program, the borrower’s statutory documents (SO/FOP), financial statements, passport and TIN of the borrower.
- How long does it take to make a decision?
- Within 1-3 days from the date of submission of documents.
- Who can be denied in this program?
- A client with a negative business reputation and credit history will receive a refusal.
Earlier also told what will change for Ukrainians from January 1, 2023 - pensions, taxes and utility rates.
See also: “Taxes collected by the state are not enough for anything except the army,” — Daniil Getmantsev
Source: Fakty
