A 2 percent loan is available now. “In a few hours, 12,000 people became interested in people”

From Monday, July 3, you can apply for a state subsidy for obtaining a loan under the Reliable Loan 2% program. - 12 thousand people in one form or another were interested in this loan. This shows that the need was huge and we hit the mark,” said Development Minister Waldemar Buda in an interview with Polsat News.

“Available to everyone”

The minister pointed out that the housing loan program is 2 percent. there are no restrictions, which means that anyone who meets the conditions set out in the act can use it.

- I wish as much as possible, we will adjust the budget for the reported people, serve as much as we can, issue as many loans as possible, - Buda said and added that the program is being implemented at “the best moment.” “, as this will increase the demand for housing and thus, in his opinion, the minister will not allow prices to rise in the domestic market.

2% secure loan

“Safe loan 2%”. A person up to 45 years old can be enrolled. If spouses apply for a loan, the age requirement must be met by one of the partners. The loan can only be issued for the first apartment, so a person who already owns another property, even a small one-room apartment in another region of Poland, cannot qualify for a subsidy. If one of the spouses owns the property, even if it was purchased before the wedding and constituted personal property, this excludes the spouses from the program.

The maximum amount of a loan with a subsidy cannot exceed PLN 500,000. PLN if the applicant is single (single) or PLN 600,000. PLN if the borrower runs a household together with his spouse or has at least one child - PLN 600,000. zloty. Own contribution can be up to PLN 200,000. This means that an apartment (regardless of whether it comes from the secondary or primary market) can cost a maximum of PLN 700,000 or PLN 800,000. zloty.